It’s amazing how expensive car ownership can be—and it goes way beyond purchasing the vehicle. You have to pay for registration every year. You have fees for your license plate. There’s gas and oil changes and routine maintenance. And then there’s auto insurance, which can be the most expensive investment of all. However, there are ways you can lower your insurance bill. Let’s take a look at how you can.
- Keep a clean record. More and more insurance companies are offering good driver discounts. The more accidents you’re involved in, the more you’ll pay in insurance rates. If you are accident-free, talk to your insurance provider about a discount.
- Shop around. If it’s time to renew your insurance policy and your rates are being raised, take the time to talk to other insurance companies. You might be able to save significantly. Some insurance companies just assume you’ll stay with them and take the rate increase. Just compare apples to apples—don’t choose an insurance company because they have the lowest rate. Make sure they offer the lowest rate for the coverage you need.
- Select the right vehicle. If you’re watching your budget, don’t buy a big SUV, no matter how much you might want to have one. It’s much more expensive to insure a 5,000 pound top-of-the-line SUV than a smaller vehicle that gets better gas mileage. Also, older models are cheaper to insure than new ones.
- Take a defensive driving course. Most insurance companies will give you a discount if you’ve taken an accredited defensive driving course. Talk to your insurance company agent and see if a discount ifs offer. If so, sign up for one. They can cost as little as $25 and you can take them online, too!
If you’re in the market for a quality used car, truck, crossover or SUV in Garland, Sachse or Rowlett TX, come see us at Barrett Motors. We can help you find a dependable vehicle you can afford. We’re a Buy Here Pay Here dealership that has a great selection of pre-owned vehicles with low mileage and high performance. We have great financing experts who can put together a car finance deal that fits your budget. To see our entire inventory online visit www.barrettmotors.com. We want to be your dealership.
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